Weekend Picks: Best bets for fun Oct. 21-23 » Mortgage Masters Group

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Fewer Young Adults Buying Homes, Housing Costs, Low Mortgage Rates No mortgage insurance means you can buy more home with less monthly income compared to other loan types. And, VA loans are more lenient on debt ratio and credit score requirements. Many low income individuals and families have used a VA loan to buy their first home.Critics hit FHA on condo financing Private loans can do whatever they want with regards to PMI. FHA loans, as he is stating, will now charge PMI for the life of the loan, or until you refinance. At 3.5% down, 3.25% interest, you’re looking at over 7 years before you hit 20% equity and are able to refinance out of that loan.

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